Instant loan
USDC in your wallet in one transaction.
- The protocol analyzes your token's liquidity, age, and safety
- Eligible collateral gets an immediate signed offer
- Repay by expiry and the collateral returns automatically
Instant USDC loans against your tokens.
BasePawn lets you lock any Base token as collateral and borrow USDC from the protocol in seconds — no waiting, no bids. Prefer peer-to-peer crypto lending? Publish your request and let lenders compete instead.
Marketplace loan
No instant offer, or want better terms? Let lenders compete.
- Escrow any Base token as collateral
- Real lenders bid their own amount and rate
- You pick the offer — nothing is borrowed until you do
Lend & earn
Earn interest on USDC at rates you set yourself.
- Browse open requests and judge the collateral
- Offers don't lock your USDC until accepted
- Get repaid with interest — or keep the collateral on default
How an instant loan works
1
The protocol analyzes your collateral
Liquidity, volatility, token age, and sellability decide your offer and rate.
2
Accept and receive USDC instantly
Collateral goes into escrow and USDC arrives in the same transaction.
3
Repay — or hand over the collateral
On-time repayment returns your tokens. After expiry the protocol can claim them.
BasePawn has no price oracles and no liquidations. Instant offers are conservatively sized; marketplace lenders judge collateral themselves and accept that default means owning it. Prices shown are estimates only.
Build without the UI
Developer APIUse the public API for signed instant-loan quotes and P2P market data.